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Archive for the ‘Credit Reports’

The Magnificent 7: Where state laws get you extra free credit reports 0

Posted on January 08, 2011 by sysadmin

Everyone loves a freebie, so residents of seven states may be happy to know that state law grants them a free extra copy of their credit report every 12 months. News: Credit scores, credit reports [...]

Even barely late payments can impact your credit score 0

Posted on December 29, 2010 by sysadmin

If you’re late with a payment — but fewer than 30 days late — does your credit score take a hit? The answer’s not so simple. News: Credit Score Report [...]

Unemployed? You can get an extra free credit report 0

Posted on December 07, 2010 by sysadmin

Federal law guarantees unemployed U.S. workers the right to an extra free credit report to assist in their job search. The problem? Nobody seems to be telling out-of-work consumers News: Credit scores, credit reports [...]

Jeremy M. Simon: 3 reasons you and your lender may disagree on your credit score 0

Posted on November 23, 2010 by sysadmin

A reader in the process of refinancing wants to know why his bank has selected a ‘fishy’ credit score for its lending decision. News: Credit Score Report [...]

Keeping Up Your Credit Score – Especially Before Applying For A Loan 0

Posted on May 17, 2010 by sysadmin

Football! The great American pastime. While you cannot underscore the thrill of watching touchdown after touchdown, and see the score of your team increase,  in the normal scheme of things, there are much more important scores to keep your eyes on – namely your credit score.  This becomes even more critical if you are planning on borrowing [...]

How To Fix Your Credit Report 0

Posted on October 05, 2009 by Christopher

You are not your credit report!  Yet, it strongly influences the opinions and actions of others toward you. The original intention of credit reports was to act as a mirror of how you handle your finances. As we look at the economic conditions sprouting up unexpectedly in the world today, we know there were credit reports that were not accurately r[...]

Credit Report Repair – Some Simple Tips 0

Posted on October 05, 2009 by Christopher

Good techniques in repair of your credit report can go a long way towards achieving the FICO score that will be beneficial to you.  It cannot be over-emphasized how important it is to work towards and maintain a good to excellent credit score.  There are some things you can do on your own, and there are others that you may need the assistance of [...]

Understanding Your Credit Report Information 0

Posted on October 05, 2009 by Christopher

Knowing and understanding your credit report information is one of the most important things you can do. Admittedly, it is easy to be overwhelmed by the quantity of information, but once you understand what information should be in it, then the process of understanding your report becomes easier.  For someone new to credit scores, the meaning of t[...]

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